No one likes to wait but this is worth waiting for!

Effective December 21, 2022, new applications will no longer be accepted.  Information contained in this website is for existing cardholders.

Please join our waitlist to receive updates for future credit card products.

How it works.

Secure your spot by joining the waitlist.

BankMobile Credit will send you an email when it is time to apply.

Return here and see which card you may qualify for.

BankMobile Credit offers two credit cards – the BankMobile Credit Classic Mastercard® and the BankMobile Credit Rewards Mastercard®.  Both cards give you the same flexibility to do the things you want with no annual fee and competitive interest rates1.

The security you expect from a credit card, with the perks you want.

More ways to pay with Apple Pay®, Google Pay™ and Samsung Pay

Keep your hard earned money — no annual fee1

Eco-friendly, paperless statements

Emergency Cash Advance and Card Replacement2

EMV chip technology provides that extra layer of security

Peace of mind with ID Theft Protection2

Rates & fees summary for existing cardholders.

Variable Annual Percentage Rate (APR) 18.49% - 26.49%

ANNUAL FEE

$0

View BankMobile Credit Mastercard Terms and Conditions and complete list of rates and fees for more information.

VISIT EZCARD

ACTIVATE

To activate your card visit eZCard to activate or call 866-839-3492 in the US or 727-570-4888 collect 
from outside the US, 24 hours a day, 7 days a week.

ACCESS YOUR ACCOUNT

Set up online access at eZCard and bank securely anywhere, anytime. View account activity, check your balance, analyze your spending, set up account alerts and more!

Earn points, get rewarded.

For existing cardholders only:
Turn your big and small purchases into rewards. Eligible cardholders that qualify for the BankMobile Credit Rewards Mastercard3 can earn points that can be redeemed toward travel, merchandise, or credit back to your card or into your bank account.

CREATE ACCOUNT

so start earning points

Get rewarded on every purchase! Simply use your BankMobile Credit Rewards Mastercard for your purchases. You will earn points for every qualifying dollar you spend.

redeem for 1% cash back + more

Reward yourself, you deserve it! Turn your points into merchandise, gift cards, travel or experience rewards! Points can also be redeemed for cash back to your bank account or a statement credit to your BankMobile Credit Rewards Mastercard.

To access your rewards, log in at scorecardrewards.com
OR
Log into your eZCard account and navigate to the rewards site

View the BankMobile Credit Rewards powered by ScoreCard Bonus Point Program Rules and FAQs for more information.‍

Help Center FAQs.

Are BankMobile credit cards fixed rate or variable rate?

All credit cards through BankMobile have a variable interest rate, tied to the prime rate, which means it can change throughout the life of the card. Complete our brief application by going to cards.bankmobile.deserve.com to find out your personalized interest rate and APR.

How can I find out the status of my credit card application?

If you apply online, you will generally get a response in minutes. For general questions related to the application process, please email bankmobilecreditcards@deserve.com.  You can expect a response within approximately 24 hours. We will notify you in writing of our decision within 7 to 10 days of your application. Please note that Adverse Action Letters will be delivered via US Postal Service.

Can I change my credit card application after it has been submitted?

You will not be able to edit your application once it is submitted. Please be sure to verify your information prior to submitting. If you've made a mistake on your application, please withdraw the current application and reapply with the corrected information.  If you wish to withdraw from the application process, please email us at bankmobilecreditcards@deserve.com and we can assist you with doing so.

Can I withdraw or delete my BankMobile credit application?

If you wish to withdraw from the application process, please email us at bankmobilecreditcards@deserve.com and we can assist you with doing so. We are happy to withdraw your application; however, please note that we cannot delete your application or any of the supporting documentation that was submitted or collected during the application process at this time.  Protecting your data and privacy is one of our highest priorities! You can rest assured that your personal information is stored securely. We handle all of our Customers’ Data in accordance with all applicable laws as set forth in the BankMobile Privacy Policy and the Deserve Privacy Policy.

How do you determine my credit line?

We will determine your credit line after a review of your application and the ability to repay. If your application is approved, the minimum credit line you will receive is $500.00. Credit lines range from $500.00 to $10,000.00 based on qualifications and credit worthiness.

Can I use a cosigner or apply with joint applicant?

Not at the current time; all credit card applications must be applied for in an individual name.

VIew/SEARCH All FAQS

Contact us.

We are working hard to launch a new BankMobile credit card product. Join our waitlist and we will contact you when it’s time to apply.

Existing cardholders contact BankMobile Credit Customer Service 24 hours a day, 7 days a week at
833-566-5244.

1 View BankMobile Credit Mastercard Terms and Conditions and complete list of rates and fees for more information.
2 View the BankMobile Credit Mastercard Guide to Benefits for more information.
3 The BankMobile Credit Rewards Mastercard is only available to those who qualify. View the BankMobile Credit Rewards powered by ScoreCard Bonus Point Program Rules and FAQs for more information.

Important Information:
On January 4, 2021, Customers Bancorp, the parent company of Customers Bank, completed the sale of its wholly owned subsidiary, BankMobile Technologies, Inc.

What do you need to do?
Not a thing! We will continue to operate as an independent technology provider to Customers Bank. Your accounts with Customers Bank remain FDIC-insured and will not be impacted by the sale of BankMobile. More information will be coming to you soon. If you are exploring a new deposit, credit or loan relationship, accounts and loans are issued by Customers Bank, Member FDIC and Equal Housing Lender.

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While our intention in providing this link is to guide you to information or an opportunity from DESERVE, we are required to inform you that we are not liable for any failure of products or services offered on DESERVE’s site nor do we support or condone any opinions or comments expressed or shared on DESERVE’s site. Furthermore, as our own privacy policy and security policy are not applicable to DESERVE, we encourage you to seek out and read their policies.

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You are leaving BMTX, Inc.’s website and entering DESERVE’s website.

While our intention in providing this link is to guide you to information or an opportunity from DESERVE, we are required to inform you that we are not liable for any failure of products or services offered on DESERVE’s site nor do we support or condone any opinions or comments expressed or shared on DESERVE’s site. Furthermore, as our own privacy policy and security policy are not applicable to DESERVE, we encourage you to seek out and read their policies.

Close Form

You are leaving BMTX, Inc.’s website and entering DESERVE’s website.

While our intention in providing this link is to guide you to information or an opportunity from DESERVE, we are required to inform you that we are not liable for any failure of products or services offered on DESERVE’s site nor do we support or condone any opinions or comments expressed or shared on DESERVE’s site. Furthermore, as our own privacy policy and security policy are not applicable to DESERVE, we encourage you to seek out and read their policies.

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You are leaving BMTX, Inc.’s website and entering scorecardrewards.com’s website.

While our intention in providing this link is to guide you to information or an opportunity from scorecardrewards.com, we are required to inform you that we are not liable for any failure of products or services offered on scorecardrewards.com’s site nor do we support or condone any opinions or comments expressed or shared on scorecardrewards.com’s site. Furthermore, as our own privacy policy and security policy are not applicable to scorecardrewards.com, we encourage you to seek out and read their policies.

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You are leaving BMTX, Inc.’s website and entering EZCARD’s website.

While our intention in providing this link is to guide you to information or an opportunity from EZCARD, we are required to inform you that we are not liable for any failure of products or services offered on EZCARD’s site nor do we support or condone any opinions or comments expressed or shared on EZCARD’s site. Furthermore, as our own privacy policy and security policy are not applicable to EZCARD, we encourage you to seek out and read their policies.